Everything you need to grow
A complete agentic financial platform — from autonomous AI workflows to voice-first bot interactions across every channel.
Active AI Command
Use the Command Center to execute complex financial tasks. 'Scan last 3 months and find leaks' or 'Log $50 for dinner' just by typing.
Universal Webhooks
Connect BudgetBuddy to the world. Use our secure inbound webhooks to automate expenses via Zapier, Make.com, or Apple Shortcuts.
Wealth & Forecasting
Track every Asset and Liability for a live Net Worth view. Use Active AI to forecast your financial growth 12 months into the future.
Shared Workspaces
Collaborate with family or business partners. Shared real-time activity feeds and unified budgeting in 'Family Mode'.
Offline-First Engine
Never wait for a loading bar. Log transactions offline; our sync manager handles the cloud updates once you're back.
Vision AI Scanner
Powered by high-precision Groq AI. Upload receipts, invoices, or bank statements for instant transaction logging.
Gamified Growth
Turn budgeting into a game. Earn points, maintain streaks, and unlock 17+ unique achievements as you hit your goals.
Omnichannel Bots
Full-featured Telegram, Slack, and Discord bots with identical capabilities — voice notes, receipt scanning, agentic commands, and emotional intelligence on every platform.
Hands-Free Drive Mode
Send a voice note while driving, cooking, or working out. BudgetBuddy transcribes it with Groq Whisper and logs your expense — zero screen time required.
Autonomous AI Agents
Trigger multi-step LangGraph agents on demand: Tax Audit finds deductions automatically, Wealth Challenge benchmarks your spending against goals and fights back on overspending.
Notion Integration
Seamless one-way sync to your personal Notion databases. Watch your transactions automatically populate your Notion workspaces.
Splitwise Automated Sync
Connect Splitwise to automatically push bill splits to friends, and sync settled debts back as income in the background!
Legacy Vault
Secure Heritage
Crypto Wallet Keys
Crypto
Will & Testament
Legal
Primary Bank Account
Banking
Medical Records
Medical
3 Beneficiaries Trusted
Your Digital Heritage,
Safeguarded Forever.
A high-security sanctuary for your most critical life documents and financial assets — protected by a dedicated PIN lock and accessible only to you and your trusted beneficiaries.
PIN-Protected Access
A standalone security layer for critical data, separate from your main account login.
Beneficiary Designations
Define trusted family members with access in an emergency, ensuring nothing is ever lost.
7 Asset Categories
Organize insurance, legal, crypto, banking, property, and medical records with sensitivity levels.
Full-Spectrum
Wealth Tracking
BudgetBuddy goes beyond monthly spending. Track your real-time net worth by monitoring every asset you own and every liability you owe.
Property, Crypto, Savings, and Investments.
Mortgages, Loans, and Credit Card Debts.
Estimated Net Worth
$248,590.00
Meet Your AI Personalities
Our AI adapts its personality based on your spending habits, providing advice that resonates with your financial style.
The Fox
Balanced Style
The Fox
Balanced Style
The Fox understands the balance of life. Quick to spot a deal and clever enough to avoid a trap. Perfect for those who want to live well.
The Squirrel
Wealth Builder
The Squirrel
Wealth Builder
A true wealth builder. The Squirrel is obsessive about savings and protective of the future. Ideal for long-term compound growth.
The Peacock
Luxury Spender
The Peacock
Luxury Spender
Glamorous and brutally honest. The Peacock isn't afraid to call out overpriced vanity. Great for spenders who value quality.
The Owl
The Strategist
The Owl
The Strategist
Intelligent, calm, and predictive. The Owl uses data to see what's coming before it happens. Perfect for meticulous planners.
The Differential
Why a standard tracker is a liability in a modern economy.
Choose Your Path
Transparent tiers designed for every stage of your financial journey.
Standard
Perfect for basic expense tracking.
- 1 Workspace
- Manual Transactions
- Basic Analytics
- Community Support
Professional
Agentic AI for serious wealth builders.
- Unlimited Workspaces
- Vision AI Scanning
- Telegram, Slack & Discord Bots
- Drive Mode & Voice Commands
Legacy
The ultimate financial operating system.
- All Pro Features
- Tax Audit & Wealth Challenge Agents
- Splitwise & Notion Sync
- The Legacy Vault & Custom Personas
How BudgetBuddy Works
Simple steps to financial freedom.
Create Account
Simply sign up and manually input or import your financial data securely.
Analyze Spending
Our AI analyzes your transactions to categorize them and find savings.
Achieve Goals
Set budgets, track limits, and watch your savings grow over time.
Common Questions
Everything you need to know about navigating the platform.
Absolutely. We use bank-grade AES-256 encryption. Your physical keys and legal documents in the Legacy Vault are further protected by your private PIN and never hit our servers in plain text.
Yes! BudgetBuddy features Universal Webhooks. You can generate a secure Inbound Webhook URL and instantly connect it to Zapier, Make.com, IFTTT, or Apple Shortcuts without writing any code.
Our proprietary AI engine uses Advanced OCR to scan receipts and bank statements synchronously. It automatically extracts tax info, currency, and merchant tags with 99.8% precision.
Yes. Multi-Tenant Workspaces allow for shared family accounts. Multiple users can contribute to a single pool of assets while maintaining private vaults for individual legacy planning.
BudgetBuddy is architected as Offline-First. Log your expenses and assets in the most remote locations; our sync buffer ensures a seamless merge once you're back on grid.
Send a voice note to any of our bots — Telegram, Slack, or Discord. Groq Whisper transcribes your audio, our AI extracts the amount and category, and the transaction is logged hands-free. The bot can even reply with a TTS voice confirmation so you never need to look at your phone.
BudgetBuddy includes three LangGraph-powered agents: the Receipt Scanner auto-logs scanned documents, the Tax Audit Agent analyzes 90 days of transactions to find deductions and flags anomalies, and the Wealth Challenge Agent benchmarks your spending against your goals — then pushes back with a personalized report directly to your bot.